Frequently Asked Questions

Car insurance is a contract between the policyholder and an insurance company that provides financial protection against accidents, theft, and other damages to your vehicle or liabilities to third parties.

Liability Insurance: Covers damages and injuries caused to others in an accident. Collision Insurance: Covers repairs to your vehicle after a collision. Comprehensive Insurance: Covers non-collision events like theft, fire, or natural disasters. Uninsured/Underinsured Motorist Coverage: Protects you if the other party lacks sufficient insurance. Personal Injury Protection (PIP): Covers medical expenses for you and your passengers.

Yes, most jurisdictions require at least liability insurance to legally drive a vehicle.

Vehicle type, model, and age. Driver’s age, experience, and driving record. Location and frequency of use. Coverage level and deductible amount.

In the event of an accident: Report the incident to your insurance provider immediately. Provide necessary details, such as photos, police reports, and witness statements. Follow the insurer’s instructions for inspections and repair estimates.

Accreditation is typically valid for 1 to 3 years, depending on the jurisdiction. Companies must renew their accreditation before it expires.

If accreditation is revoked or expires: The company cannot issue new policies. Existing policyholders may be transferred to another insurer. The company must resolve pending claims and liabilities.

If accreditation is revoked or expires: The company cannot issue new policies. Existing policyholders may be transferred to another insurer. The company must resolve pending claims and liabilities.

No, operating without accreditation is illegal in most jurisdictions and can result in severe penalties, including fines and closure.

Customers can: Check the official website of the regulatory authority for a list of accredited companies. https://guyanart.ceonpointllc.com/license/search or https://guyanart.ceonpointllc.com/ceprovider Ask the insurer for proof of accreditation. Look for official certificates or licenses displayed by the company.

MESSAGES

President of Guyana

February 02, 2023

One Road. One Guyana. Road Safety is Everyone'...show message

Minister of Home Affairs

February 02, 2023

Decade of Action for Road Safety The Decade of ...show message

Minister of Public Works

February 02, 2023

Safety is Our Priority In Guyana, the safety of...show message

Minister

February 02, 2023

Road Safety for Guyana Road safety is a shared ...show message

PAHO

February 01, 2023

Road Safety in Relation to PAHO and WHO Goals R...show message

Commissioner of Police

January 31, 2023

Preventing Road Safety Violations through Educatio...show message

Traffic Chief

January 31, 2023

Traffic Enforcement Towards Safety Effective tr...show message

Chairman of GNRSC

January 31, 2023

Guyana has implemented a comprehensive National Ro...show message

GNRSC Coordinator

January 31, 2023

People’s Participation for Road Safety Ro...show message

Doctor In Charge

January 23, 2023

Traffic and Health Traffic and health are close...show message

FREQUENTLY ASK QUESTIONS